Sr. Loan Processor (2012346)
SWBC has an immediate opening for a Sr. Loan Processor in Bountiful, UT. This is an exciting opportunity for the right individual to join an energetic and seasoned team, with an established and expanding national firm.
Headquartered in San Antonio, SWBC is a diversified financial services company providing a wide range of insurance, mortgage, and investment services to financial institutions, businesses, and individuals. SWBC has been recognized as one of the Best Companies to Work for in Texas with offices across the country. SWBC is committed to providing quality products, outstanding service, and customized solutions in all 50 states.
Position Summary
Prepares and processes mortgage loan files from application through approval; assures compliance with bank, regulatory and investor guidelines and customer service standards; communicates with customers, internal staff, title companies, and the like to respond to inquiries; and obtains all necessary documentations required for the file through approval.
Essential Duties
- Prepares loan files that are semi-route in nature for loan submission to underwriting by inputting information into system, completing processing sheets, and prioritizing documents in the file, and preparing and mailing all required loan disclosures.
- Reviews and verifies each file to ensure all information is correct and current and normally receives general instructions on routine work and on new assignments.
- Orders credit reports, title commitments, surveys, and appraisals from the appropriate party and reviews for acceptability prior to submitting for approval.
- Acts as a liaison between customers and all parties involved in the transaction and communicates with customers if any items are needed for loan submission and keeps them posted on loan status.
- Submits files through automated underwriting for approval and completed loan packages to appropriate underwriter for final approval and validation.
- Prepares approved loans for closing and coordinates closing with lenders, borrowers and title companies to include the reconciliation of money collected and disbursed and the completion of data on the HMDA screen.
- Attends seminars, in-house training sessions, and/or reads mortgage publications to stay abreast of new loan product guidelines and processing procedures, including credit guidelines and underwriting requirements.
- Sends verifications for deposits, employment, installment loans, mortgages and rentals, as required and participates in providing loan origination services as needed for customer call-ins.
- Requests additional information from title companies, builders, Realtors and others by phone, fax, or letter when needed and prepares and mails Adverse Action Notices and updates Loan Origination System (LOS).
- Performs other duties as required.
AVP - Business Systems Manager
This role is in the Business Systems Delivery - LOB Analytical Tools team and will primarily provide support for the Rating Methodology products supporting the Corporate Finance team. The Line of Business products are used by the Moody's Credit Analysts to perform analysis, reporting, authoring research and conducting surveillance.
Responsibilities:
• Manage the Rating methodology business analysts to support the needs of the business.
• Work with Credit Analysts and other key stakeholders to understand analytic needs
• Ensure effective delivery by managing projects and releases across the entire lifecycle, including requirements specification, system design, development, testing and deployment
• Manage a small portfolio of systems and provide a single face to the business to address their requests and concerns related to those systems and to IT in general.
• Develop and maintain an understanding of respective business processes, strategies, market dynamics and competitive landscape as well as IT capabilities and capacity to align IT systems and service offerings with the business needs.
• Develop and maintain a strong working relationship with the business by filtering and prioritizing customer demand, collaborating on the initiation and development of projects, providing appropriate communications, and gaining signoff on work products to make IT an effective enabler of the business strategy.
• Partner with other MIT teams in the support of these projects and releases, including but not limited to Development, QA, Enterprise Architecture, and Technology Operations
• Collaborate with Production Support to resolve client issues and respond to system-related questions
Resumes submitted in Microsoft Word format are preferred. Thank you for taking the time to express your interest in employment opportunities with Moody"s Investors Service.Harvest Lab Intern
Position Summary:
Under general supervision, conducts and analyzes laboratory/quality control tests as prescribed by company procedure. Chemical analysis of wine and juice including titratable acidity, pH, FSO
Working at Delicato offers a very diverse survey into all facets of the global wine business. This harvest position at Delicato Monerey especially offers a great opportunity to study and follow how cultural practices in the vineyard can infuluence the resulting wine style and quality. We look forward to Lab Technicians bringing their experiences and knowledge of the wine business to our facility. In previous vintages we have had interns from Australia, Argentina, Chile, France as well as the United States.
The Harvest Lab position is seasonal and the duration is approximatly from August through December.
Equipment and Materials Utilized:
Type: Standard laboratory glassware, pipets, burets, dispensers, stills, ebulliometer, pH meter, filtration apparatus analytical balance, calculator, D.O. meter, spectrophotometer, stir plates,, refrigerator, centrifuge, high intensity lamps, freezer, telephone. computer, oenofoss.
Position Requirements:
Education: 4 year degree preferred, (science or related field) and or previous winery lab experience preferred
Experience: Lab and winemaking experience preferred.
Knowledge: Adept at lab and pilot winery winemaking skills. Must be a highly motivated self starter able to execute instructions and work with minimal supervision. Must be able to work a crush plant schedule. Flexible hours. Familiarity with Microsoft Excel highly desirable. Good wine sensory, math, communication, and organizational skills.
Intern Must have Valid Drivers License and his/her own transportation
Sustainability Intern/Temp
The purpose of this position is to support environmental and sustainability projects and initiatives within the Office of Sustainability. The Sustainability Intern/Temp is at minimum a 3 - 6 month, full-time assignment, with potential to go longer (based on business need and incumbent availability).
We are seeking an enthusiastic individual who is versatile, computer-savvy and a fast learner to support our team’s efforts. This position requires strong communication and computer skills, as well as technical abilities and understanding of sustainability (social, environmental and economic) requirements affecting IFF.
International Flavors & Fragrances Inc.’s (IFF) Sustainability strategy is focused on the following key principles:
- Our Products: Creating innovative customer solutions
- Our People: Engaging and inspiring our employees
- Our Sources: Sourcing responsibly
- Our Impact: Strengthening our eco-efficiency and community relationships
Key Responsibilities:
- Support the Office of Sustainability in day-to-day functions including presentations, promotional materials and communication with key stakeholders
- Assist in the implementation of 2013 Sustainability communications plan, including the creation of the 2013 Sustainability report video
- Support the analysis and collection of Sustainability-related data through spreadsheets and IFF’s environmental management system
