Customer Service Supervisor for a Manufacturing Co. - Up to $75k to start
Details: Each year JobGiraffe places thousands of candidates in great jobs throughout Chicago and the suburbs.Do you have at least 7 years of Customer Service experience?Are you knowledgeable with ERP software?If so, please read on, as our client may have the right job for you... Lake County Area (North Suburbs of Chicago) - Customer Service Supervisor - Up to $57,500 to start... Our client, a well known Lake County manufacturer, has an immediate opening for a Customer Service Supervisor.As the Customer Service Supervisor your duties will include: Being responsible for overseeing the call center activities Designing and preparing customer service reports and analyses Assisting with taking incoming customer service calls Handling any escalated calls from customers Documenting the customers' inquiries regarding price, delivery, technical assistance, and coordinating shipments of products Always keeping the management well informed of the order/sales activityTo apply for this Customer Service Supervisor position you must possess: At least 7 years of Customer Service experience A knowledge of ERP software systems (MAS200 would be ideal) Some kind of prior experience in a customer service supervisory role A proficiency with Word, Excel and Outlook (you will be tested)It should be stated that if you have the above attributes, and have a Bachelors degree as well, you will be considered first by our client - as they consider that a substantial plus for this position. However, that is not a strict requirement for applying, should you have the requisite experience and skills and no degree, we want to hear from you! The starting salary for this Customer Service Supervisor position is up to $75,000 to start. You will also have wonderful full benefits that include medical, dental, life, a 401k plan, vacation days, and more!To be considered for this Customer Service Supervisor position please use the APPLY NOW button to begin the application process. Related keywords: customer service manager, supervisor, word, excel, outlook, mas200, ERP, SAP, bachelors degree, word, excel
Full Time - Customer Service - Sales
Details: Lotus V Inc.Are you looking for advancement??Are you looking for someone to Train you??Are you looking for a Fun environment??Energetic Sales & Marketing Firm seeks Motivated, Energetic Team Players for ENTRY LEVEL Business Management Positions in Marketing & Management with Rapid Growth.We are: A rapidly expanding marketing and sales firm based in Pensacola. A fun place to work, where individuality is encouraged, and hard work is rewarded! A company that is growing in a time of economic hardship and record layoffs. A professional environment providing hands-on training to every member of our team. A company that thrives on an atmosphere of mutual respect ans personal mentor-ship at every level. Hiring for ENTRY LEVEL Account Executive positions with opportunities for rapid advancement into management. This job involves one on one sales interactions with customers. Plain and Simple, we are the BEST!!!!
Store Manager Trainee - Fort Worth,TX
Details: Are you looking to develop your career in retail? If you love merchandising, sales and the excitement of a hands on retail position, check into becoming a Dollar General Store Manager in Training. We're one of the fastest growing discount retail companies in America with more than 9,200 neighborhood stores in 35 states. We offer tremendous career growth opportunities for our employees that get results. Begin a career with a company that is growing by hundreds of stores a year. We believe much of the success of our phenomenal growth is our commitment to developing our employees' potential. We are committed to building our company with upbeat, talented, motivated persons who will move us toward our mission of "Serving Others".In this position you will work on:- Assisting in recruiting and staffing a store team.- Assisting with store merchandising by staging, stocking and placing merchandise in storage- Providing customer service leadership- Participating in store opening and closing activities- Completing all paperwork and documentation according to guidelines and deadlines.- Managing the store in store manager's absence- Ensuring proper cash handling and register procedures, key control and company security practices.You will participate in a 2-week training program that may require out of town travel.- Ability to read and interpret documents such as diagrams, safety rules, operating and maintenance instructions, and procedures manuals.- Ability to perform mathematical calculations such as addition, subtraction, multiplication, division, and percentages.- Knowledge of cash handling procedures including cashier accountability and deposit control.- Ability to perform IBM cash register functions to generate reports.- Knowledge of inventory management and merchandising practices.- Effective oral and written communication skills.- Effective interpersonal skills.- Knowledge of cash, facility and safety control policies and practices (deposits, store keys, SAFE program, etc.)- Good organization skills with attention to detail.- Ability to solve problems and deal with a variety of situations where limited standardization exists.- Minimum 1 year experience in a retail environment.Relocation assistance is not available for this position.Are you a take-charge retail manager with a gift for motivating people? If you love merchandising, sales and the excitement of hands on retail position, check into becoming a Dollar General Store Manager. We're one of the fastest growing discount retail companies in America with more than 9,200 neighborhood stores in 35 states. We offer tremendous career growth opportunities for our employees that get results. Begin a career with a company that is growing by hundreds of stores a year. Our Store Managers participate in a 2-week training program that may require out of town travel.- Recruit, interview, hire, train and coach their store team.- Control expenses, shrinkage and inventory levels in the store- Provide a clean, fun and safe environment for their employees and customers.- Order product, stock shelves, set plan-o-grams and create promotional displays.- Ability to read and interpret documents such as diagrams, safety rules, operating and maintenance instructions, and procedures manuals.- Ability to perform mathematical calculations such as addition, subtraction, multiplication, division, and percentages.- Knowledge of cash handling procedures including cashier accountability and deposit control.- Ability to perform IBM cash register functions to generate reports.- Knowledge of inventory management and merchandising practices.- Effective oral and written communication skills.- Effective interpersonal skills.- Knowledge of recruiting, interviewing, hiring, counseling and termination practices including legal compliance and internal processes.- Knowledge of cash, facility and safety control policies and practices (deposits, store keys, SAFE program, etc.)- Good organization skills with attention to detail.- Ability to solve problems and deal with a variety of situations where limited standardization exists.- Minimum 1 year experience managing a similar small box retail, grocery or convenience store environment or department manager experience in a big box environment.Benefits:- Competitive Salary- Annual bonus potential- Medical, dental, and vision insurance- 401 K- And More!Relocation assistance is not available for this position.Dollar General Corporation is an equal opportunity employer.
Store Manager Trainee - Mineral Wells,TX
Details: Are you looking to develop your career in retail? If you love merchandising, sales and the excitement of a hands on retail position, check into becoming a Dollar General Store Manager in Training. We're one of the fastest growing discount retail companies in America with more than 9,200 neighborhood stores in 35 states. We offer tremendous career growth opportunities for our employees that get results. Begin a career with a company that is growing by hundreds of stores a year. We believe much of the success of our phenomenal growth is our commitment to developing our employees' potential. We are committed to building our company with upbeat, talented, motivated persons who will move us toward our mission of "Serving Others".In this position you will work on:- Assisting in recruiting and staffing a store team.- Assisting with store merchandising by staging, stocking and placing merchandise in storage- Providing customer service leadership- Participating in store opening and closing activities- Completing all paperwork and documentation according to guidelines and deadlines.- Managing the store in store manager's absence- Ensuring proper cash handling and register procedures, key control and company security practices.You will participate in a 2-week training program that may require out of town travel.- Ability to read and interpret documents such as diagrams, safety rules, operating and maintenance instructions, and procedures manuals.- Ability to perform mathematical calculations such as addition, subtraction, multiplication, division, and percentages.- Knowledge of cash handling procedures including cashier accountability and deposit control.- Ability to perform IBM cash register functions to generate reports.- Knowledge of inventory management and merchandising practices.- Effective oral and written communication skills.- Effective interpersonal skills.- Knowledge of cash, facility and safety control policies and practices (deposits, store keys, SAFE program, etc.)- Good organization skills with attention to detail.- Ability to solve problems and deal with a variety of situations where limited standardization exists.- Minimum 1 year experience in a retail environment.Relocation assistance is not available for this position.Are you a take-charge retail manager with a gift for motivating people? If you love merchandising, sales and the excitement of hands on retail position, check into becoming a Dollar General Store Manager. We're one of the fastest growing discount retail companies in America with more than 9,200 neighborhood stores in 35 states. We offer tremendous career growth opportunities for our employees that get results. Begin a career with a company that is growing by hundreds of stores a year. Our Store Managers participate in a 2-week training program that may require out of town travel.- Recruit, interview, hire, train and coach their store team.- Control expenses, shrinkage and inventory levels in the store- Provide a clean, fun and safe environment for their employees and customers.- Order product, stock shelves, set plan-o-grams and create promotional displays.- Ability to read and interpret documents such as diagrams, safety rules, operating and maintenance instructions, and procedures manuals.- Ability to perform mathematical calculations such as addition, subtraction, multiplication, division, and percentages.- Knowledge of cash handling procedures including cashier accountability and deposit control.- Ability to perform IBM cash register functions to generate reports.- Knowledge of inventory management and merchandising practices.- Effective oral and written communication skills.- Effective interpersonal skills.- Knowledge of recruiting, interviewing, hiring, counseling and termination practices including legal compliance and internal processes.- Knowledge of cash, facility and safety control policies and practices (deposits, store keys, SAFE program, etc.)- Good organization skills with attention to detail.- Ability to solve problems and deal with a variety of situations where limited standardization exists.- Minimum 1 year experience managing a similar small box retail, grocery or convenience store environment or department manager experience in a big box environment.Benefits:- Competitive Salary- Annual bonus potential- Medical, dental, and vision insurance- 401 K- And More!Relocation assistance is not available for this position.Dollar General Corporation is an equal opportunity employer.
Commercial Banking - Middle Market Relationship Manager
Details: Responsible for consistently growing the portfolio of clients through excellent prospecting and sales management techniques while continuing to service the needs of existing customers at the highest level. This position will be responsible for providing support to all Corporate Banking clients but focusing on the upper end of the market between $250MM and $2B. Drives business development by acquiring highly profitable customers with annual turnover between $20MM and $2B focusing on the upper end of the market from $250MM to $2B and/or investor CRE clients with greater than $3MM in total exposure. Drives business development by acquiring highly profitable customers with annual turnover between $20MM and $2B focusing on the upper end of the market from $250MM to $2B and/or investor CRE clients with greater than $3MM in total exposure Cross sells full range of banks products and services to existing customers including Cash Management, Derivative and Investment products and additional partner services such as Merchant Services. Participates in joint calls with business partners to develop customer relationships and support specific product sales across business lines. Serves existing customers by consistently identifying customer needs and delivering products and services to meet their needs. Manages portfolio of existing clients by continuing to expand relationships and manage the price of accounts and services in accordance with market realities. Identifies and structures commercial credit transactions to ensure maximum profitability with reasonable risk. Partners with Credit Risk to ensure all necessary documents are delivered to allow for a complete credit assessment. Monitors credit quality within assigned portfolios and take action as appropriate. Works with internal & external auditors and corporate compliance to ensure conformity with bank policies and procedures and Federal & State regulations. Represents the bank in civic & community functions to further enhance its image and develop expanded business. Acts as a mentor to less experienced Relationship Managers. Participates in special projects as required.
Store Manager Trainee - Clarksville,TX
Details: Are you looking to develop your career in retail? If you love merchandising, sales and the excitement of a hands on retail position, check into becoming a Dollar General Store Manager in Training. We're one of the fastest growing discount retail companies in America with more than 9,200 neighborhood stores in 35 states. We offer tremendous career growth opportunities for our employees that get results. Begin a career with a company that is growing by hundreds of stores a year. We believe much of the success of our phenomenal growth is our commitment to developing our employees' potential. We are committed to building our company with upbeat, talented, motivated persons who will move us toward our mission of "Serving Others".In this position you will work on:- Assisting in recruiting and staffing a store team.- Assisting with store merchandising by staging, stocking and placing merchandise in storage- Providing customer service leadership- Participating in store opening and closing activities- Completing all paperwork and documentation according to guidelines and deadlines.- Managing the store in store manager's absence- Ensuring proper cash handling and register procedures, key control and company security practices.You will participate in a 2-week training program that may require out of town travel.- Ability to read and interpret documents such as diagrams, safety rules, operating and maintenance instructions, and procedures manuals.- Ability to perform mathematical calculations such as addition, subtraction, multiplication, division, and percentages.- Knowledge of cash handling procedures including cashier accountability and deposit control.- Ability to perform IBM cash register functions to generate reports.- Knowledge of inventory management and merchandising practices.- Effective oral and written communication skills.- Effective interpersonal skills.- Knowledge of cash, facility and safety control policies and practices (deposits, store keys, SAFE program, etc.)- Good organization skills with attention to detail.- Ability to solve problems and deal with a variety of situations where limited standardization exists.- Minimum 1 year experience in a retail environment.Relocation assistance is not available for this position.Are you a take-charge retail manager with a gift for motivating people? If you love merchandising, sales and the excitement of hands on retail position, check into becoming a Dollar General Store Manager. We're one of the fastest growing discount retail companies in America with more than 9,200 neighborhood stores in 35 states. We offer tremendous career growth opportunities for our employees that get results. Begin a career with a company that is growing by hundreds of stores a year. Our Store Managers participate in a 2-week training program that may require out of town travel.- Recruit, interview, hire, train and coach their store team.- Control expenses, shrinkage and inventory levels in the store- Provide a clean, fun and safe environment for their employees and customers.- Order product, stock shelves, set plan-o-grams and create promotional displays.- Ability to read and interpret documents such as diagrams, safety rules, operating and maintenance instructions, and procedures manuals.- Ability to perform mathematical calculations such as addition, subtraction, multiplication, division, and percentages.- Knowledge of cash handling procedures including cashier accountability and deposit control.- Ability to perform IBM cash register functions to generate reports.- Knowledge of inventory management and merchandising practices.- Effective oral and written communication skills.- Effective interpersonal skills.- Knowledge of recruiting, interviewing, hiring, counseling and termination practices including legal compliance and internal processes.- Knowledge of cash, facility and safety control policies and practices (deposits, store keys, SAFE program, etc.)- Good organization skills with attention to detail.- Ability to solve problems and deal with a variety of situations where limited standardization exists.- Minimum 1 year experience managing a similar small box retail, grocery or convenience store environment or department manager experience in a big box environment.Benefits:- Competitive Salary- Annual bonus potential- Medical, dental, and vision insurance- 401 K- And More!Relocation assistance is not available for this position.Dollar General Corporation is an equal opportunity employer.
Retail Sales - Apple Valley, MN - No Nights $9.50
Details: If you are looking to work for a company that is stable, an industry leader, with 2100 locations throughout the United States, then Public Storage is it! With an exciting customer-centric focus, Public Storage provides a full range of storage solutions to its customers. Public Storage is the largest self storage company in the United States. By joining our team of talented storage experts, you become an integral part of our dynamic customer-focused sales environment. Keep reading to learn how you can make the most of your past experiences and achieve new career heights with Public Storage. JOB DESCRIPTIONIf you enjoy customer service and sales and wish to leave behind long weekends and evening hours, then a Property Manager position is for you. RESPONSIBILITIESProvide outstanding customer service by helping customers understand their needs, recommend storage solutions and help them acquire the needed product solutions Assist reservation and walk-in customers (both in person and on the phone) in renting storage units, understanding the lease terms, fees and insurance and completing lease agreements Consult, sell, and up sell to customers merchandise such as boxes, tape and other appropriate products that meet their needs Ensure the appearance of the property is customer ready by cleaning units, sweeping, mopping, removing debris, wiping windows, etc...; ultimately ensure property appearance is safe and welcoming Work in one or more locations, independently or with another manager Manage, verify, balance cash drawer; prepare and make daily deposits Conduct a daily physical storage unit inspection confirming inventory availability and ensuring each unit is secure or ready to rent. Work closely with District Manager to receive training and coaching when needed, striving to exceed all company expectations BENEFITSHourly rate of $9.50 Opportunity to earn a raise of $.50 per hour after six (6) months of employment Opportunity to participate in our performance-based incentive program after six (6) months of employment On-site paid company housing at many locations if/when available Competitive Paid Time Off (PTO) program that grows with tenure. Program also includes an annual cash payout of any unused hours in excess of 40. Medical/Dental/Vision, Life Insurance, STD and LTD 401(k) With Matching Contributions 15 days of Fully Paid and Comprehensive New Manager Training
Retail Sales- Schiller Park, IL - No Nights $9.50
Details: If you are looking to work for a company that is stable, an industry leader, with 2100 locations throughout the United States, then Public Storage is it! With an exciting customer-centric focus, Public Storage provides a full range of storage solutions to its customers. Public Storage is the largest self storage company in the United States. By joining our team of talented storage experts, you become an integral part of our dynamic customer-focused sales environment. Keep reading to learn how you can make the most of your past experiences and achieve new career heights with Public Storage. JOB DESCRIPTIONIf you enjoy customer service and sales and wish to leave behind long weekends and evening hours, then a Property Manager position is for you. RESPONSIBILITIESProvide outstanding customer service by helping customers understand their needs, recommend storage solutions and help them acquire the needed product solutions Assist reservation and walk-in customers (both in person and on the phone) in renting storage units, understanding the lease terms, fees and insurance and completing lease agreements Consult, sell, and up sell to customers merchandise such as boxes, tape and other appropriate products that meet their needs Ensure the appearance of the property is customer ready by cleaning units, sweeping, mopping, removing debris, wiping windows, etc...; ultimately ensure property appearance is safe and welcoming Work in one or more locations, independently or with another manager Manage, verify, balance cash drawer; prepare and make daily deposits Conduct a daily physical storage unit inspection confirming inventory availability and ensuring each unit is secure or ready to rent. Work closely with District Manager to receive training and coaching when needed, striving to exceed all company expectations BENEFITSHourly rate of $9.50 Opportunity to earn a raise of $.50 per hour after six (6) months of employment Opportunity to participate in our performance-based incentive program after six (6) months of employment On-site paid company housing at many locations if/when available Competitive Paid Time Off (PTO) program that grows with tenure. Program also includes an annual cash payout of any unused hours in excess of 40. Medical/Dental/Vision, Life Insurance, STD and LTD 401(k) With Matching Contributions 15 days of Fully Paid and Comprehensive New Manager Training
Global Banking Portfolio Management and Control Analyst III
Details: The GBM Risk Control and Portfolio Management is a recently created function under expansion. The group has the responsibility of the measurement and monitoring of the GBM Client exposure as well as making sure that correcting actions are taken when necessary. Within the team the candidate will play a key role in the implementation of the projects, processes and tools that will improve the Control and Portfolio Management function in the GRM Risk world. The candidate will be involved in both specific projects as well as regular task of the department. The scope of the work includes interrelation with all the areas around the GBM Credit function to facilitate and improve the credit process and monitoring of the portfolios. The candidate will be regular working with colleagues mainly from the following areas: business, middle office, operations, methodology, market risk and technology. The candidate will contribute to the development of the MIS capabilities of the team by understanding senior management requirement and helping to define the required solution based on existing or developed tools. The candidate is required to have a proactive approach to identify issues and implement solutions and has to be able to work efficiently with his team colleagues to achieve the goals of the department. Contribute, taking a leading role when required, to GBM Risk projects to implement & maintain the required controls on the GBM Portfolio. This responsibility requires understanding of: GBM Business products, GBM Risk Management processes and approval criteria, and client exposure measurement Develop strong relationships with the various areas around the GBM Risk Control and PM function mainly including business, middle office, operations, methodology, market risk and technology Identify areas of improvement and propose solutions. The department is constantly looking to improve the efficiency and efficacy of the GBM Risk function taking a proactive approach Contribute, taking a leading role when required, to GBM Risk IT development projects. The role requires understanding of IT projects functional and technical specifications. This IT projects are related to all the systems and processes of the bank that are related to Risk Management of GBM Clients Understand and provide management information request from Senior Management, Internal Audit and Regulators. Experience working in projects with US regulators is a plus
Quant Officer II-Risk Mngt
Details: Internal Validation (IV) is a US-level function within the Office of the US CRO. IV is an essential player in the Model Risk Management program of Santander US, focusing on the independent validation of material models, playing a key role in the model approval process, and participating actively in the dialogue with regulators on model risk. The main objective of IV US is the implementation in Santander US of the Bank¿s Model Validation policy in accordance with US Model Risk regulatory guidance (OCC 2011-12). IV US validation scope covers all models in Santander US, but focuses on Market & Structural Risk, Credit Risk & Capital, Business, Operations, and Financial models. Independently validate models utilized in the Credit Risk & Capital area in a timely manner according to plan. Carry out validations according to corporate policies and standards, by the evaluation of data quality and relevance, the model¿s conceptual soundness, the verification of the ongoing monitoring process, and the analysis of the outcomes. Assess implementation code, and develop independent software to replicate results if needed. Work closely with model users and developers to understand the business context for model use, producing technical guidance, and adding value to the business process. Write regulator-readable model validation reports describing the results of the validation analyses, and producing the associated recommendations to address the findings. Facilitate the model approval process by participating actively in it and by attending the Models¿ Committee when required. Engage regulators and auditors when required. Follow up the recommendations issued for the Credit Risk & Capital area to ensure resolution within the allocated timeline. Keep updated Santander US¿ applications and databases holding information about: models, validations, recommendations, and time tracking.
Global Banking Portfolio Management and Control Analyst II
Details: The credit risk (data) analyst is a member of the Global Control Function and is responsible for resolving all over-limits as well as the reporting and booking needs for all Global Bank transactions at Sovereign Bank. Limit compliance enforcement includes all counterparty, corporate, and country credit risk limits. Daily responsibilities include analyzing and resolving data errors that appear on the daily over-limit report from Solvency Control. Report the outcomes of resolutions to the Global Control Teams in New York and Madrid. The data analyst is also responsible for insuring the timeliness and accuracy of all data input into KGR, as well as AFS. This position provides BOXI reports, as needed, from KGR for the FX and Treasury groups. Administrative responsibilities includes tracking all approval documents, managing OFAC and Patriot Act compliance; coordinating the scheduling of quarterly FEVE reviews, and responding to all Management, Audit and Regulatory data requests on a timely basis. Assist credit analysts, as needed. Compile and publish weekly IFIs Dashboard report. Conduct preliminary research on Moody's, S&P and Bloomberg. Maintain electronic files of approval documents; enforce OFAC and Patriot Act compliance, and coordinate quarterly FEVE meetings. Provide data as required by our Auditors. Coordinate approvals for use of limits from International branches with our business partners, and oversee use of Country limits with Solvency Risk. Enforce compliance with counterparty, corporate and country limits by analyzing daily KGR reports from Solvency Research any transactions over-limit. Work with business group to resolve over-limit position. Report resolution or elevate as required. Maintain Bloomberg database reflecting the public rating and CDS spreads for all exposures, both Corporate and Financial Institutions. Notify analysts of any material changes to CDS spread or public ratings. Manage credit limit administration for Global Financial Institutions and Global Corporate Clients, initiating and insuring accurate booking of all exposures. Perform analyses to determine daily opening positions for FX and Treasury. Produce reports each day as required by Solvency Control, New York and Madrid on limit usage, credit outstandings, and limit compliance. Reconcile KGR extracts daily to insure data is appropriately captured. Work with credit analysts to confirm accuracy of hierarchy data.
CAP Internal Control Analyst
Details: The primary purpose for the Capital Adequacy Processes (CAP) Internal Control (IC) Analyst is to assist the CAP IC Manager in the development of an internal control program that is designed to provide senior management assurance that controls embedded in its processes to assess, evaluate, report on and make adjustments to its capital position are designed and operating effectively. Sovereign (and more broadly - Santander Holdings USA), as a large, national bank is subject to regulatory requirements as part of the Federal Reserve Bank's Comprehensive Capital Analysis and Review (CCAR) and other newly implemented regulatory reporting requirements. Sovereign seeks to implement a program that integrates and expands its SOX/Internal Control compliance program to cover processes designed to fulfill these requirements. The candidate will support the CAP IC Manager in working with other business partners across the institution (including Financial Management, Risk Management, Operations, IT and Finance, among others) in the design and documentation of the internal control framework, along with its recurrent updates, testing and certification. Upon definition, the candidate will also work with the business areas to identify and measure key control indicators that will support an objective evaluation of operational effectiveness in between testing cycles.
Commercial Banking Portfolio Manager
Details: Responsible for evaluating and making decisions on renewals, modifications and new deals ensuring quality and soundness for credit transactions. Manages approval and commitment process (e.g. Committees) ensuring compliance with Credit Policy and accuracy of documents and supporting exhibits. Works with Regional Managers and clients negotiating and communicating final deal structure and terms. Continuously monitors and proactively manages risk/exposure and compliance with Credit Policy for assigned portfolio. Frequently visits clients and reviews client performance and financials. Also provides guidance and mentoring to Credit Analysts and Credit Officers. Responsible for evaluating financial performance of borrower and based on a variety of factors determining an appropriate risk rating. Responsible for making decisions or recommendations on renewals, modifications, etc. Works with Relationship Manager and clients. Authenticates all post loan closing activities, including conditions precedent to closing, are accurate and complete. Authorizes decisions in areas of credit transactions, risk ratings and extensions of credit within limits of individual authority and makes recommendations on others Credit Policy. Communicates final deal structure, pricing, terms and conditions to client and Sales team maintaining integrity of formal Committee Approvals. Continuously monitors and frequently visits clients providing an independent review of credit quality, client risk/exposure, risk ratings, compliance with Credit Policy and compliance with terms and conditions of legal agreement for assigned portfolio. Evaluates structures, risk rates and underwrites companies with risk exposure or potential risk exposure to the bank. Ensures appropriate compliance with all band requirements and loan covenants. Identifies early client risk/exposure, early detection of volatile industries and markets for assigned portfolio within designated region. Manages approval process ensuring accuracy of approval documents memorandum (SAM), supplemental exhibits and underwriting is compliant with current Credit Policy standards and practices. Negotiates terms and conditions of Credit with Relationship Managers Proactively manages credit risk and exposure for an assigned portfolio; initiates credit modifications and risk upgrading/downgrading, modifying terms and frequency of covenants, financial reporting, collateral security, audit schedule; initiates trans Requires frequent client interaction and visits performed independently, partnered with Senior and Executive level Corporate Banking Sales positions. Responsible for formal credit review processes such as Monitoring as well as Credit File reviews, Audits, Compliance Reviews etc and on an on-going bases reviews for accuracy and completeness all formal loan documentation, comments and updates. Responsible for the quality, integrity and soundness of all financial analysis, underwriting and credit approval processes for an assigned portfolio. Serves as primary liaison for client prospects; interacts in-person and via phone with existing customers, potential customers and Corporate Banking Sales teams on a routine basis. Identifies cross-sell opportunities. Visits and interacts in person and via phone/email with existing customers and potential customers on credit or risk related matters. May identify cross sell opportunities
Credit Analyst III - Middle Market
Details: Assists Credit Risk with credit analysis utilizing the Commented Risk Rating to ascertain appropriate risk; underwriting of renewals, modifications and new deals. Supports through the credit approval and closing process by also working with RMs for the credit risk component of the NILO document. Reviews closing documents ensuring compliance with covenants and closing conditions are met. Assists with credit and risk management by monitoring assigned portfolio. Assesses and formally reviews client Risk through periodic Audits and Credit File reviews. Assists with legal closing process, preparing, reviewing, and validating documentation, ensuring compliance and conditions are met. Communicates with client and Credit Officer regarding covenant exceptions. Conducts industry and market analysis to identify issues; conducts third party verification via background, credit and due diligence. Facilitates post loan closing activities and transition to appropriate groups for recording and tracking. Manages credit renewal and maturities through continuous monitoring of assigned portfolio. Monitors and assesses client financials, collateral, loan covenants and risk ratings on a periodic basis. Occasionally visits clients - independently. Performs credit analysis and underwriting on all new deals, renewals, maturities and modifications and verifies compliance with credit policy. Prepares Commented Risk Rating and credit component of NILO approval document. Prepares approval memorandum (NILO). Tests for deteriorating credits and increases risk/exposure of assigned portfolio. Visits customers with RMs and independently
