Monday, April 15, 2013

( Senior Loan Processor ) ( Loan Servicing Specialist ) ( PT Teller ) ( Conventional Mortgage Underwriters Needed (NOT remote) ) ( Residential Loan Processor ) ( Review Appraiser ) ( Manager, Investments ) ( QA Lead / Test Lead (Immediate Hiring) ) ( Commercial Lender ) ( Title Clarence Specialist ) ( Residential Associate Loan Officer ) ( Mortgage Collector ) ( Title Processor ) ( Mortgage Recovery ) ( $55K Advertising Account Executive ) ( Personal Banker ) ( Commercial Banking & Lending Officer ) ( Sr. Portfolio Analyst ) ( Compliance Testing Analyst )


Senior Loan Processor

Details: Senior ProcessorRapidly expanding mortgage company seeking a talented, motivated and highly-experienced Sr. Processor to join our team in Manhattan Beach! Looking for only those that are able to handle a fast-paced environment! Must be able to support both a mortgage banking and brokerage platform for top mortgage originators and consistently outperform expectations. Job Responsibilities: • Must be familiar with conforming, jumbo, FHA and some VA loan processing. • Process applications from time of receipt of application to submission of the loan package to underwriting. • Gather, organize and track loan documentation • Work with lenders, underwriters, funders, and others to complete processing • Verify customer income documentation and resolve routine title issues including vesting issues and various liens • Execute closing actions to ensure a timely and effective closing process Benefits• Health Benefits – Medical/Dental/Vision• 401k Program

Loan Servicing Specialist

Details: Job Classification: Contract Our client in the McLean, Virginia area is seeking a Loan Servicing Specialist to perform the following duties:Maintain the multi dollar portfoliosPortfolio with 80+properties Be able to handle 300 loans across about 200 borrowersAccurately complete escrow analysis for each loan in assigned portfolioEnsure Borrowers receive accurate payment bill in a timely mannerRespond to client inquires in a professional mannerKeep abreast of industry and investor Guide updates regularlyConduct ongoing audits of loan files to ensure investor complianceWork daily in Excelkey words: mortgage, escrow, borrower, loan Join Aerotek Professional Services&#174. Our customized employment solutions and personalized approach give job seekers access to great opportunities with competitive salaries. Aerotek offers comprehensive benefits that can include medical, dental, optical, and optional 401k. Don't put your career in the hands of just anyone; put it in the hands of a specialist. Launch or rejuvenate your career today with Aerotek Professional Services! Allegis Group and its subsidiaries are equal opportunity employers and will consider all applications without regard to race, marital status, sex, age, color, religion, national origin, veteran status, disability or any other characteristic protected by law.

PT Teller

Details: American Chartered Bank has been locally owned and operated since 1987. We are a full-service commercial and retail bank, serving privately owned small- and medium-sized businesses and individual customers throughout the Chicagoland area.American Chartered Bank is distinguished by its focus on business owners, providing innovative products and services with exceptional customer service. Our success is founded on principles of accessibility, flexibility and responsiveness at every level of the organization. Whether serving private businesses or individual customers, American Chartered Bank stands ready to address your banking needs in a fashion that is timely, cost-effective and adds value. Our standard of excellence is second to none.PART-TIME TELLER - TINLEY PARK OFFICEThe responsibilities and expectations of a Bank Teller focus on the client experience and relationship – ensuring that the client is serviced professionally and expediently by accurately processing their transactions, and also providing them the best product and service solutions through engagement in referrals and sales.  Tellers assist both clients and non-customers with a variety of banking transactions, such as check cashing, deposits, withdrawals, etc. and are also trained to complete numerous other operational tasks in the teller area, such as ATM balancing, coin machine balancing, and safe deposit box operations.  Tellers are also expected to advance relationships with clients and seek to convert non-customers into banking relationships through needs-based assessment and offering product and service solutions.  As part of a branch team, Tellers may be expected to contribute to the success and growth of the branch through activities such as cross-training in other branch servicing functions and participating in community events.

Conventional Mortgage Underwriters Needed (NOT remote)

Details: Very established mortgage division has immediate openings for experienced Mortgage Underwriters.These are local positions located in the Huntsville, Alabama, area -- they are NOT REMOTE or CONTRACT positions.  The positions offer a base salary + bonus + benefits.

Residential Loan Processor

Details: Job Classification: Contract We are looking for an individual for the greater Sacramento area for several mortgage loan processing positions:Daily Responsibilities: - Orders all items necessary for loan file, i.e., insurance, flood certificates, good standings, title policies if necessary- Writes correspondence letters to borrowers, escrows/attorneys, title companies, insurance companies, etc.- Works closely with title and attorneys and escrow companies to close deals efficiently and timely- Reviews preliminary title reports/title commitments and validates pertinent qualifying information- Works with Closing Coordinators on all pre-closing functions including construction documents when necessary- Prepares loan files for funding and boarding- Continually follows-up with Borrowers to ensure clean and efficient loan closings- Follows-up with loan officers regarding completeness of loan conditions- Coordinates multiple files for closing concurrently, or within a short period of timeRequirements- Must be able to perform each essential duty satisfactorily- Associate's degree (A.A.) or equivalent from two-year College or technical school; or six months to one year related experience and/or training; or equivalent combination of education and experience- Ability to read and comprehend simple instructions, short correspondence and memos- Ability to write simple correspondence and e-mails with proper grammar and sentence structure- Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals- Ability to apply common sense understanding to carry out instructions furnished in written, oral or diagram form- 2 Years Recent mortgage experience- FHA/VA is highly desired Join Aerotek Professional Services&#174. Our customized employment solutions and personalized approach give job seekers access to great opportunities with competitive salaries. Aerotek offers comprehensive benefits that can include medical, dental, optical, and optional 401k. Don't put your career in the hands of just anyone; put it in the hands of a specialist. Launch or rejuvenate your career today with Aerotek Professional Services! Allegis Group and its subsidiaries are equal opportunity employers and will consider all applications without regard to race, marital status, sex, age, color, religion, national origin, veteran status, disability or any other characteristic protected by law.

Review Appraiser

Details: Job Classification: Contract The NUC Review Appraiser is responsible for conducting retrospective valuation reviews of appraisal reports used by seller/servicers to support lending decisions and determine if they meet Fannie Mae guidelines, the Uniform Standards of Professional Appraisal Practice (USPAP) and other professional appraisal standards. - Perform desk review of appraisals o Conduct research and analysis on Fannie Mae collateral utilizing expertise, internal/external property valuation tools and resources - Determine appropriate actions to take in accordance with department and company policies o Document conclusions in the Quality Assurance System (QAS) with an accurate assessment of the valuation review o If warranted, compose a letter used to communicate inadequacies to the lender that were identified through the review process - Manage and prioritize caseload of pending and active appraisal reviews - Maintain review productivity in line with the department's benchmarks - Respond to valuation questions and disseminate Fannie Mae valuation guidelines and requirements with internal/external customers - Maintain thorough and up-to-date knowledge of all Fannie Mae guidelines, products and systems, as well as USPAP, that are pertinent to the loan review process - Support Fannie Mae’s Housing goals and other corporate goals - Minimum of seven to ten years experience with appraisal review or valuation of single family, 2-4 family, condominium, cooperative, land trusts, leasehold and factory-built properties. - Demonstrated ability to calculate loan-to-value ratios, utilize market extraction, and derive gross rent multipliers is required - Must be able to support department objectives with minimal supervision. - Must be responsible for work that requires advance level of skills and knowledge in a field of specialization. - Demonstrated organizational, analytical and research skills as well as the ability to conceptualize issues and develop complex processes, procedures or solutions. - Ability to work with others in an integrated way to achieve individual objectives as well as organizational results. - Excellent analytical and communication skills, including written, and familiarity with Microsoft Office Suite (i.e. Word, Excel). - Strong organizational skills, attention to detail, ability to work under time constraints, good interpersonal skills, and high degree of initiative. - Working knowledge of Fannie Mae valuation guidelines, USPAP, AVM/APS and other valuation tools, as well as a general knowledge of the Selling and Servicing guides, Desktop Underwriter, Fannie Mae's products and the underwriting process. - MANUAL UNDERWRITING EXP IS A DESIRED - Secondary Market Exp is ideal - Need to know Fannie Mae and Freddie Mac guidelines•*Candidates must be willing to relocate to Dallas, TX Join Aerotek Professional Services&#174. Our customized employment solutions and personalized approach give job seekers access to great opportunities with competitive salaries. Aerotek offers comprehensive benefits that can include medical, dental, optical, and optional 401k. Don't put your career in the hands of just anyone; put it in the hands of a specialist. Launch or rejuvenate your career today with Aerotek Professional Services! Allegis Group and its subsidiaries are equal opportunity employers and will consider all applications without regard to race, marital status, sex, age, color, religion, national origin, veteran status, disability or any other characteristic protected by law.

Manager, Investments

Details: GGP has an immediate need for an Investments Manager at our Corporate Office in Chicago, IL.   General Growth Properties has been in the shopping center business for more than 50 years blending innovation, tradition and reputation to create some of the country's top shopping centers.  As employees we are collaborative, creative, self-starters who aim to positively impact the shopping experience for our customer every day.  A career with GGP is your chance to embark on a rewarding journey into the retail real estate industry!   Position Summary:   The Manager, Investments is responsible for managing the day to day financial analysis for potential GGP investments as well as oversight of underwriting process for Real Estate acquisitions and/or dispositions.    Responsibilities include the following:Manage underwriting process for real estate acquisitions and/or dispositions including preparation of cash flow projections in excel and ArgusReview and create analysis of potential investments and preparation of detailed memos used to evaluate investment opportunitiesDevelop reporting to support executive business decisions and meet internal client requirementsWork closely with other Investment team members, with other divisions and external partiesReview financial analysis to assist with acquisition and disposition activity, including understanding of financial modelingAssist with assessing risks and opportunities, optimize portfolio balance in terms of both asset type and geographical diversity, maximize return on investments and optimize cash flowOversee and conduct market research to support assumptionsAssist with the preparation and the delivery of concise presentations (including thoughtful recommendations) to the investment committee and senior managementAssist with the creation of initiatives to increase shareholder value and positively impact share priceContribute and make recommendations with respect to investment stratifies of the companyProvide team mentorship and development to the investment analyst Assist in other projects and requests, as requested Occasional travel may be requiredOther duties as assigned

QA Lead / Test Lead (Immediate Hiring)

Details: The Quality Assurance manager manages the testing for software releases by leading and guiding their team using industry-proven quality assurance policies and practices. This resource will work closely with project and program teams to ensure all requirements are met and risk identified prior to release to production. Responsible for all aspects of quality project delivery (estimates, resource fulfillment, task management, scheduling, risk management, forecasting test case execution, defect management and test progress metrics).Overall Responsibilities Requires thorough technical, analytical and operational knowledge within the QA area of accountability with specific responsibilities for leadership and supervision of design, development and implementation of test strategies to effectively and efficiently manage business and technical risks Identify software and system risks associated with business processes and IT solutions architecture; leverage knowledge of these risks to guide team in selecting optimal risk mitigation techniques based on system changes Lead a team of testing specialists responsible for the integration, system, and regression testing of software; partnering with project/product management for resource ramp up/ramp down, identifying resources/skills, resource allocation, task assignments and managing groups/teams Maintain schedules and coordinates activities of the QA team while maintaining high quality execution;  owns estimation and forecasting, identifying task dependencies, test schedules, utilization of test environments Monitors adherence to quality standards in development, testing and business processes and able to produce quantifiable metrics to measure success; ensures test deliverables are prepared per enterprise guideline Analyze product requirements with members of the project/product delivery team and devise the testing strategy; aligning a risk-based test approach mitigating risk exposure within all phases of testing; utilizing automated testing tools Identify interdependencies, ambiguities or omissions, and make suggestions to improve requirements and ensure usability/testability Develop effective relationships within and among key stakeholders crossing business and technical teams, negotiating expected outcomes Monitors the completion of tasks within time and cost constraints and ensures technical and functional objectives are met Interface with senior management to report on project and program milestones and to present project needs; identify and evaluate milestones, project plans, deadlines and team progress; identify and escalate risk Advocate for quality delivery; coordinates activities with overall development team, administers the testing problem management process including monitoring and reporting on problem resolution Implement improvements, which may require ingenuity and creativity, within quality assurance program and operational systems with measureable quality indicators;  Prepare and discuss quality report with management Manages the development and retention of proactive, technically strong service oriented staff Provide leadership and mentoring of staff, while staying abreast of the details of all projects and initiatives. Ensure work is delivered in accordance with agreed scope, time, financial, and quality measures Manage team knowledge development and training to ensure expertise for key application testing, system deployment and cross-training of team members

Commercial Lender

Details: Our client, a local community bank, is currently seeking a talented Commercial Lender to serve current and potential loan applicants seeking a variety of commercial, consumer and mortgage loans.  Key duties and responsibilities include the following: Interview applicant to develop credit and financial information to determine if a loan is an acceptable risk. Obtain credit information. Review application for completeness, calculate debt ratios and credit scores.  Make credit decisions within established guidelines; approve and or reject loan application seeking management input when amounts are outside of approval limit. Call to inform customer and explain the approval or denial of loan request. Follow current loans to ensure compliance with terms. Review collateral pledged to ensure that margin requirements are maintained. Consult with customer to obtain current credit and financial information as needed. Call on major, high-profile, commercial accounts to develop new relationships with prospective clients and retain existing business and promote additional bank services to current clients. Cross sell TCB products and services by providing general information to include all types of deposit accounts, commercial, consumer and mortgage loans. Assist in managing the commercial loan portfolio. Assist in the management of the construction loan draw process. Perform other duties as assigned.

Title Clarence Specialist

Details: Job Classification: Contract Overview:Reviews documentation to clear title and heavily communicate with client, broker, Asset Management Company, Buyer’s Agent, and internal staff to facilitate all title curative issues in a timely manner. Responsible for the coordination of all aspects involved with finalizing the loan closing process. Additional Info:Review daily reports to ensure completion of assigned duties. Review title commitment for clearance and to assure all items are accounted for including but not limited to updating payoffs, taxes and HOA. Address inquiries from client, buyer, agents, internal staff and Asset Management Company professionally and in a timely manner. Maintain open communication with team members and team leader. Confirm closing dates, location, documentation, and funds due at closing with borrowers. Ensure all funding conditions have been met in accordance with state and client instructions. Deed Preparation. Resolve rejected clearance files. Attend and participate in bi-weekly team meetings. All other duties as assigned. KNOWLEDGE/SKILLS/EXPERIENCE REQUIRED:- Working knowledge of real estate transactions and refinancing- Strong problem solver from simple to complex- Ability to interface effectively and professionally with all levels of employees, management and client/vendors.- Knowledge of current real estate procedures and laws- Typing speed of 35-45 words per minuteEXPERIENCE:- High school graduate or equivalent- Minimum two years in sale/loan escrow, banking and mortgage lending experience.- Minimum two years experience with data entry Join Aerotek Professional Services&#174. Our customized employment solutions and personalized approach give job seekers access to great opportunities with competitive salaries. Aerotek offers comprehensive benefits that can include medical, dental, optical, and optional 401k. Don't put your career in the hands of just anyone; put it in the hands of a specialist. Launch or rejuvenate your career today with Aerotek Professional Services! Allegis Group and its subsidiaries are equal opportunity employers and will consider all applications without regard to race, marital status, sex, age, color, religion, national origin, veteran status, disability or any other characteristic protected by law.

Residential Associate Loan Officer

Details: Residential Associate Loan OfficerSterling Bank & Trust, FSB is the largest independent California bank, located in San Francisco with $900 million in assets, that provides expert financial solutions and services to our customers. Sterling has 14 branches in the San Francisco, California Bay Area.  Founded in 1984, Sterling is a community based bank that is rapidly growing.  Looking for a successful and established company to start your professional career?  We will teach you the proper sales techniques, from the industry’s finest.  We have immediate openings for Residential Associate Loan Officers.

Mortgage Collector

Details: Job Classification: Contract Aerotek Professional Services is currently seeking Recovery Analysts for a major client in the Dallas area. All qualified candidates must possess a Bachelors Degree from a 4 year institution.Candidates will be making calls on delinquent mortgage accounts and loss mitigation workouts in a call center environment. The Recovery Analyst will provide customers alternative solutions including affordable modifications, payment plans and forbearance agreements to help borrowers bring their account current and/or settled.This is a 3 month contract-to-hire position. All candidates must be flexible to work between the hours of 7a.m to 9p.m. This position is paying $14/hr. Join Aerotek Professional Services&#174. Our customized employment solutions and personalized approach give job seekers access to great opportunities with competitive salaries. Aerotek offers comprehensive benefits that can include medical, dental, optical, and optional 401k. Don't put your career in the hands of just anyone; put it in the hands of a specialist. Launch or rejuvenate your career today with Aerotek Professional Services! Allegis Group and its subsidiaries are equal opportunity employers and will consider all applications without regard to race, marital status, sex, age, color, religion, national origin, veteran status, disability or any other characteristic protected by law.

Title Processor

Details: Immediate need for a Title Clerk/ProcessorThe Title Processor will be responsible to:•Open files, order title commitments, lien searches and estoppels•Clearance of title issues and communication with underwriting counsel•Communication between lender and respective parties•Preparation of Closing protection letters, Chain of Title, Preliminary HUD Statements•Preparation of Closing Statements, ability to balance transaction ledger•Order updates for title commitments and revision•Disbursement of checks•Document recording and understanding of recordable documents and their requirementsRequirements:•Knowledge of Title software (Landtech or comparable)•Typing skills and Microsoft Office (Word, Excel and Outlook) •Experience on processing, closing and post closing *Reliability and great communication skills•Bank reconciliations preferred•Policy preparation preferred•Abstract/examination of title preferredApply for this great position as a title processor today! We are an equal employment opportunity employer.

Mortgage Recovery

Details: Looking for experienced Loss Mitigation Specialists for a great organization. Must be driven and have the ability to hit the ground running. Must be familiar with the following:1. FHA, VA, Fannie Mae, Freddie Mac etc.guidelines. 2. Excellent organizational, analytical and problem solving abilities.3. Ability to work well under pressure and ability to meet deadlines.4. Strong MS Excel skills.The above are just to name a few details of what this job entails. If you have this and more then apply today! We are an equal employment opportunity employer.

$55K Advertising Account Executive

Details: Seeking an excellent, well-connected business development professional to join our team and open doors to new business opportunities. What do we do? We are a full service-advertising agency who has been in business for over 24 years. We have a 17-person team who provides top-notch support for account development and ongoing operations. We offer re-branding, website design, front-end design, studio production including video and TV, a talented creative team and website hosting. The qualified candidate will have a strong track record of landing new business while having the ability to generate his or her own leads or pull from a book of existing business that the candidate will have. Must be able to prospect/call/meet and close customers. The team will assist with the closing and will attend the 2nd and other meetings with the Account Executive. Advertising agency experience a HUGE plus in order to be savvy with the industry language. Some sort of exposure is ideal. This can be considered a tough sell so we need someone highly motivated and goal oriented to take this business to the next level.Compensation is 45K to 55K in base with a 15% bonus/commission based on the NET earnings of the closed deal. Our Top 3 -1: Must be highly dynamic and energetic - this needs to be a culture fit.2: Willing to do the tasks to be successful, e.g., secure the leads, follow them, call on them, schedule meetings, be on time to client appointments, learn the industry and the lingo3: Must be willing to wear many hats as it is a small company and everyone assists one anotherMust have a 50/100 auto insurance We are an equal employment opportunity employer.

Personal Banker

Details: Personal Banker - CPB Various BranchesPosition Function: Accepts and closes consumer and credit scored loans and lines of credit applications, and opens all types of consumer and small business deposit product accounts.Personal Banker II is assigned a portfolio of a minimum of 175 clients, and accepts & closes small business and home equity loans and lines of credit. Personal Banker I assists in portfolio management.Please apply at our website: www.centralpacificbank.com/careers

Commercial Banking & Lending Officer

Details: JOB SUMMARYThe primary responsibility of the Commercial Banking Officer (CBO) is to autonomously develop and manage profitable commercial banking relationships. DESCRIPTION OF ESSENTIAL DUTIES AND RESPONSIBILITIES Develops new business and expands existing relationships by calling on potential customers, identifying banking needs, securing financial data for analysis, and making proposals as appropriate. Reviews existing account relationships for opportunities to meet additional needs with other products or services and makes proposals as appropriate. Approves loans up to lending limit and within the guidelines set forth in the Bank's loan policy. Presents loans requiring credit review before Bank Loan Committee. Makes recommendations to Loan Committee on loans exceeding lending limit. Maintains knowledge of all bank products and services, as well as knowledge of the industries/markets served. Monitors loan portfolio in an effort to control delinquency and minimize loans. Cultivates relationships within the community through active involvement in various civic and community activities (e.g. Chambers of Commerce, Rotary, etc.). Performs other duties as assigned by the Sr. Vice President or President. Demonstrates professional conduct at all times and interacts in a positive manner with managers, coworkers, customers, and the community. Participates in ongoing professional development and training programs and/or committees to develop skills. The Commercial Banker is evaluated on specific key components that relate to the position. These components include: Business Development Customer Service - Management of Loan Portfolio Product Knowledge Professionalism Compliance

Sr. Portfolio Analyst

Details: CBRE Group, Inc. (NYSE:CBG), a Fortune 500 and S&P 500 company headquartered in Los Angeles, is the world's largest commercial real estate services and investment firm (in terms of 2012 revenue). The Company has approximately 37,000 employees (excluding affiliates), and serves real estate owners, investors and occupiers through more than 300 offices (excluding affiliates) worldwide. CBRE offers strategic advice and execution for property sales and leasing; corporate services; property, facilities and project management; mortgage banking; appraisal and valuation; development services; investment management; and research and consulting. Please visit our website at www.cbre.com.To be considered for a position with CBRE, please apply online at http://cbre.com/careers. Click on “Search and Apply” on the left side of the screen. If a pop-up window does not open, please check your browser's settings. On the login window either login with your existing username and password or click on “Register Today” to create one. Once you are logged in you can either apply for specific jobs or submit your general application using the link at the bottom of the page.EOE & AA Employer M/F/D/VAbout GEMSA Loan Services, LP:On August 1, 2001, affiliates of CBRE | Melody & Company, a wholly owned-subsidiary of CBRE,and GE Capital Loan Services, Inc. formed a partnership, GEMSA Loan Services, LP, to perform primary and master servicing and administration of commercial and multi-family mortgage loans. GEMSA combines the processes and systems of a large servicer with the personalized touch of a mortgage banker.Responsibilities:SUMMARYAs an integral member of the Portfolio Management team, the CMBS Portfolio Analyst position is highly interactive within our internal organization, as well as with master servicers, special servicers, lenders, borrowers, and loan production professionals. This position requires the ability to perform customer relationship functions, detailed financial analysis and modeling, mortgage underwriting, abstracting of loan and transactional documents, compliance and quality control, and the ability to prepare formal written presentations analyzing a wide spectrum of issues relating to Commercial Loan Servicing. All duties are conducted in support of and under the supervision of the Portfolio Manager.ESSENTIAL DUTIES AND RESPONSIBILITIESAnalysis, review, and formal written presentations relating to a wide variety of issues involving commercial loans including lease abstracts, property management changes, easements, SNDA's, partial releases of collateral, condemnations, additional encumbrances, substitutions of collateral, loan modifications, loan assumptions, transfers of interest, risk assessments, as well as multiple forms of waivers and consents related to commercial real estate and finance.Direct and frequent interaction with Borrowers, Lenders, Legal Counsel, Loan Producers, Master Servicers, Special Servicers, Directing Certificateholders, and Rating Agencies involving communications on diverse issues related to commercial real estate finance and loan administration.Quality control process involvement to ensure timely and accurate compliance with loan documents, servicing requirements, and documentation of system records.Processes include loan covenant monitoring, letter of credit administration, financial statement collection and analysis and delinquent loan administration.Closely work with respective Portfolio Manager to administer all issues relating to monitoring, preserving, and enhancing the investment profile of commercial loans and their underlying collateral.Other duties as assignedQualifications:QUALIFICATIONSTo perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The requirements listed below are representative of the knowledge, skill, and/or ability required:Exceptional professional writing and verbal communication skills are essential;Detailed underwriting capabilities and an understanding of commercial real estate asset types;Ability to work in a fast-paced environment and simultaneously manage and effectively prioritize numerous complex transactions and issues;Detail oriented and dedicated to accuracy;Excellent organizational skills;Strong problem resolution skills;Strong computer skills.EDUCATION and/or EXPERIENCEBachelor's degree from a four-year university and two or more years of experience with underwriting or asset management of commercial real estate; or equivalent combination of education and experience.COMMUNICATION SKILLSAbility to read, analyze and interpret loan documents, servicing agreements and industry reports.Ability to prepare clear, concise, complete, and compelling transactional presentations, reports, and business correspondence.Ability to effectively present information to external clients and customers as well as internal management.MATHEMATICAL SKILLSAdvanced understanding of the principles of real estate and finance.Ability to perform complex financial calculations.REASONING ABILITYAbility to define problems, collect data, establish facts, and draw valid conclusions.Ability to interpret an extensive variety of instructions in written or diagram form and deal with disparate abstract and concrete variables.COMPUTER SKILLSProficient in common Microsoft applications including Excel and Word.

Compliance Testing Analyst

Details: The individual will provide support to the Compliance Testing Manager in his/her oversight of the Bank’s regulatory compliance testing program. The Testing Analyst is responsible for playing a critical role in the execution of the Bank’s compliance testing program, reporting on testing results, and performing validation. PRINCIPAL RESPONSIBILITIES:Under direction of the Compliance Testing Manager, create testing/validation plans and conduct reviews of various business functions (i.e., Deposit Operations, Consumer Lending, Commercial Real Estate, Loan Servicing, Mortgages, etc.) to ensure regulatory compliance.Ensure testing complies with the program testing requirements and procedures. Ensure annual testing plan is completed as planned.Evaluate methods, processes, procedures and risks and ascertain significant compliance and control issues, making recommendations when needed.Analyze findings and perform root cause analysis, distinguishing between various levels of compliance risk.Prepare and support corrective action plans with business lines and validate implementation. Identify and assist in resolving compliance and control issues.Draft compliance reports, including details of identified significant findings.Interact with business line managers and other staff functions as appropriate.