Teller
Details: Base Pay: 10.25- 11.00 Responsible for handling deposits, check cashing, money orders, Official checks, traveler's checks, and saving bonds. Interpret customer needs and suggest appropriate bank services. Make referrals to sales staff to assist the branch in meeting its sales goals.
Consumer Lending Inside Sales Representative
Details: Base Pay: $35,000 base + incentive Responsible for supporting the Consumer lines of business in growing Commerce Bank’s loan portfolio through the sale of loan products. This prospecting support includes the receipt of quality leads via Enact collected through direct mail campaigns and internet applications. Conducts outbound calling efforts to identify prospects and will sell all Consumer Lending products. May use alternative methods such as online chat to assist customers with their loan decisions. Recommends solutions to customers based upon needs identified during their interactions. Identifies and sells other Commerce Bank retail products and/or services that may fit the customer’s needs.
Sr. Mortgage Loan Underwriter
Details: Exempt/Non Exempt: Exempt Regular/Temporary: Regular Shift: Day Work Schedule: M-F, 8-5 Underwrites conventional first, 2nd and HELOC trust deed residential mortgage loan requests. Utilizes underwriting guidelines based on existing Bank mortgage credit policy and/or the standard secondary market guidelines. Provides assistance to the underwriting and processing staff. Works with loan representatives to troubleshoot problems and offer clarification on complex issues. Assists branch staff with issues relating to mortgage credit guidelines. Acts as technical resource for mortgage loan criteria in the secondary market.• *Bachelor’s degree required.• *Minimum 7 years experience as an Underwriter in a financial services or mortgage banking environment required.• *Minimum 3 years experience in jumbo underwriting to investor guidelines required.• Complete knowledge of FNMA/FHLMC guidelines. • General knowledge and exposure to funding and loan documentation is helpful but not required. • Strong knowledge of state and federal lending regulations (i.e., Respa, Reg Z, Reg B, ECOA, state fair lending). • Working knowledge of personal computers, including experience with Microsoft • Word/Excel and Outlook as well as some form of industry standard mortgage software.• Ability to use and operate adding machine and financial calculator, copy machines and similar standard office equipment.• Ability to communicate effectively in both verbal and written form. • Strong time management skills to plan and organize a high daily loan volume. • Strong ability to be very detail oriented. • Must be a team player and work constructively with their fellow colleagues.*Represents basic qualifications for the position. To be considered for this position you must at least meet the basic qualifications.Equal Opportunity/Affirmative Action Employer, M/F/D/VNote: This preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job. Note: Candidates should be advised that City National Bank does not pay interviewee travel expenses or relocation expenses for candidates who are hired unless previously agreed.*LI-MM1
Residential Loan Consultant II
Details: Exempt/Non Exempt: Non-Exempt Regular/Temporary: Regular Shift: Day Work Schedule: M-F, 8-5 This position is responsible for referral-based sales of first mortgage and concurrent second loan products to existing and potential private banking and high net worth clients. By partnering with CNB’s Relationship Managers, the position will support business development activities of line units and develop sales strategies to attract, retain and expand CNB client relationships through the sale of mortgage loan products and services. Conduct client/prospect needs analysis and develop proposed solutions/sales presentations to meet their needs. Maintain current knowledge of all first mortgage and concurrent second loan products and services offered. Must be in good standing under “The Secure and Fair Enforcement for Mortgage Licensing Act of 2008” (Safe Act) and must be registered/licensed with the “Nationwide Mortgage Licensing System and Registry”; or must be able to be registered under the Safe Act. Must remain in good standing under the Safe Act.Services the mortgage needs of Private Banking clients whose lending needs can result in moderate to complex transactions. This individual may accompany a senior lender on business development calls and participate as a member of a lending team. Loans are generally super-jumbo in size. The position focuses on the following areas: credit structuring and analysis, assisting Relationship Managers in cross- selling first mortgages and/or establishing new relationships. Assist team leaders in training programs as needed.• *Minimum 5 years mortgage lending experience in sales and loan originations required.• *Minimum 5 years of business development/direct sales experience required. • *Minimum 3 years of private banking experience required.• *Good standing under “The Secure and Fair Enforcement for Mortgage Licensing Act of 2008” (Safe Act) and registered/licensed with the “Nationwide Mortgage Licensing System and Registry” required; or ability to be registered under the Safe Act required.• Proven sales ability to confidently handle complex transactions and discuss products, programs and pricing, achieved by a targeted rate of return within Bank guidelines.• Excellent written and verbal communication skills with the ability to effectively interact with private banking clients.• Proven ability to effectively manage a mortgage pipeline of loans, responding to internal and external changes affecting Residential Lending.• Credit knowledge and experience.• Residential operations background a plus.• Must be highly organized, detail-oriented, with a sense of urgency and the ability to handle multiple requests and priorities.*Represents basic qualifications for the position. To be considered for this position you must at least meet the basic qualifications. Equal Opportunity/Affirmative Action Employer, M/F/D/V Note: This preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job. Note: Candidates should be advised that City National Bank does not pay interviewee travel expenses or relocation expenses for candidates who are hired unless previously agreed.*LI-MM1
Mortgage Loan Processor II
Details: Exempt/Non Exempt: Non-Exempt Regular/Temporary: Regular Shift: Day Work Schedule: M-F, 8-5 Reviews new loan application requests to ensure that all required forms and/or documentation have been provided by the borrower. Prepares and sends out all pertinent regulatory compliance disclosures for single family 1-4 properties. Works in a team environment gathering outstanding conditions and upon receipt performs analysis and prepares files for closing documents. Provides support to the Residential Lending Officer, underwriting and documentation and closing departments. Assists supervisor and underwriting area in pipeline planning. • *Minimum 3 years of loan processing experience in a mortgage banking company or related financial institution required. • *Minimum 3 years of experience working with FNMA/FHLMC guidelines and standard industry guidelines required. • *Minimum 3 years of experience of state and federal lending regulations (e.g. Respa, Reg Z, Ecoa, State Fair Lending) required. • Ability to communicate effectively with all levels of Bank personnel, customers, and outside agencies in both verbal\written form. • Computer literate with experience using, Word and industry standard mortgage software, preferably InterLink E3. • Ability to work under deadlines. • Good organization and planning skills. • Ability to pay close attention to detail.*Represents basic qualifications for the position. To be considered for this position you must at least meet the basic qualifications.Equal Opportunity/Affirmative Action Employer, M/F/D/V Note: This preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.Note: Candidates should be advised that City National Bank does not pay interviewee travel expenses or relocation expenses for candidates who are hired unless previously agreed.*LI-MM1
Mortgage Loan Funder II
Details: Exempt/Non Exempt: Non-Exempt Regular/Temporary: Regular Shift: Day Work Schedule: M-F, 8-5 Prepares and reviews all closing documentation for conventional, single family 1-4 residential mortgage loans. Prepares the funding package and coordinates the timing of the loan funding request. Reviews loan documents and conditions of approval for comments, content and accuracy. Reviews interest rate lock requests for product and program information. Prepared collateral package using the InterLink E3 software system. Verifies that conditions have been approved by the appropriate party. Maintains familiarity with residential mortgage documents. Works directly with processing, underwriting, loan officers, settlement agents, title, Loan center & Loan support areas. • *Minimum 3 years of loan funding experience in a mortgage banking company and/or financial institution required. • *Minimum 3 years of experience working with FNMA/FHLMC guidelines and standard industry guidelines required. • *Minimum 3 years of experience with state and federal lending regulations (e.g. Respa, Reg Z, Ecoa, State Fair Lending) required.• Strong knowledge of California mortgage loan documentation. • Prior work experience in a documentation department preferred. • General experience in loan shipping to secondary investors and knowledge of state and federal regulations.• Ability to communicate effectively with all levels of CNB personnel, customers, and outside agencies. • Verbal/written communication skills sufficient to review and complete loan documentation. • Ability to apply basic math skills. • Proficient computer skills with experience using Word, and some type mortgage software program (Interlink E3 preferred). • Very good analytical skills are beneficial. • Ability to pay close attention to detail, and work under deadlines.*Represents basic qualifications for the position. To be considered for this position you must at least meet the basic qualifications.Equal Opportunity/Affirmative Action Employer, M/F/D/VNote: This preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job. Note: Candidates should be advised that City National Bank does not pay interviewee travel expenses or relocation expenses for candidates who are hired unless previously agreed.*LI-MM1
Finance, Insurance and Investment Sales Representative
Details: Career Opportunity Our sales representatives receive comprehensive professional training. Attractive benefits package with the potential to earn significant income. Los Angeles General Office representatives’ first year average income is $76,000. Management opportunity for qualified candidates. Starting salary up to 100k plus Bonus and the 2011 average income for top 5 Managing Partners is $2,470,000. The opportunity to be in business for yourself. Tigran Basmadjyan, the number one Senior Partner of New York Life, winning the coveted Val Ivanov Award is NOW HIRING! If interested, please call or send resume for interview. Tigran began his career with New York Life in the spring of 2004 as an Intern in the Los Angeles General Office. He found his niche working with the affluent pre-retiree marketplace helping him achieve 2 Executive Council’s while producing over 100 cases each year in the business. In the fall of 2006 Tigran was promoted to Partner and began to develop his team in the Pasadena area leading him to become the leading Partner and recruiter in the company for 3 straight years winning several awards including the Career Commitment Award as well as qualifying for the Gathering of Eagles each year in management. In the fall of 2009 he received his promotion to Senior Partner where Tigran continued to select and develop talented men and woman allowing him to win the prestigious “Val Ivanov" award in 2011 for the best personal performance by a Managing, Executive, or Senior Partner in the 3 key areas of Recruiting, New Organization production, and retention. Tigran resides in Glendale, CA with his wife Melissa Basmadjyan and baby boy, Robert Basmadjyan II.
Inside Sales - Account Executive - French
Details: Elavon is a leading global provider of merchant payment processing services to over 1 million merchants worldwide. Backed by the financial strength and stability of our parent company, U.S. Bank, we are setting new standards in connectivity, convenience, reliability, security and innovation. Elavon is looking for talented Bilingual Inside Sales Representatives (English/French) to support our Costco member services team in the Atlanta market. Sells products and services to existing and prospective customers in a centralized call center environment. Receives inbound sales calls and responds to leads as an outbound call. Discusses and assesses a wide range of merchant processing needs and recommends and sells products or services that are promoted/and or meets the needs of the merchants. Products include but are not limited to, credit card machines, aftermarket products, peripheral products and a long term relationship with Elavon. Develops customer profiles by building rapport and understanding the merchants’ business to make recommendations and overcome objections and solve problems. Interfaces with other sales staff and ensures merchant calls are returned within a timely manner. 50% of salary is commission. Job has set goals that are earned on monthly basis. Job Responsibilities Establish fantastic rapport with callers day in and day out – NO OUTBOUND COLD CALLING!! Discover the real reason prospect call, what challenges they are having in their business and what the impact of not buying from us will be Become an expert. Learn how payment processing works and use your knowledge to ask appropriate questions so you can recommend the ideal solution for each and every valued contact. Assist clients in completing all paperwork, including all required follow-up required to get the new customer started. Overcome stalls and objections including “I want to think it over," “I want to shop around," “I’m going to check some more prices," or “I’ll get back to you" Keep meticulous records of all prospects that didn’t buy to create a future sales pipeline.
Senior Account Executive
Details: Elavon is a leading global provider of merchant payment processing services to over 1 million merchants worldwide. Backed by the financial strength and stability of our parent company, U.S. Bank, we are setting new standards in connectivity, convenience, reliability, security and innovation. Elavon is seeking an Outside Sales Representative in the Seattle market. Elavon is looking for a talented Outside Sales Representative whose flexibility and adaptability allows them to meet and exceed clients’ expectations. A tenacious self-starter who has a desire for hard work and the ability to fearlessly tackle obstacles is ideal. If you want to let your passion and drive for sales take you further than you could have ever imagined, come work for Elavon, a subsidiary of US Bank, one of the largest commercial banks in the United States. If you have the necessary skills and the desire to work your way up in our company, there are many opportunities for internal advancement along the way. Job Responsibilities Primarily responsible for selling merchant payment processing (including Visa, Amex, Discover, MasterCard, checks, gift cards etc) and the corresponding hardware and software. You will partner with banks to sell the products and services to customers through their marketing channels. Local bank partnership offers majority of potential sales leads. This role is a combination of generated leads and self generate leads. Some of your responsibilities will include: Presenting and selling products and solutions to merchant prospects Calling on bank generated potential sales leads Maintain and establish relationships with assigned bank partners Networking with outside referral sources and current customer base for additional business opportunities Cold calling for additional referrals, and working with bank partners to generate referral sources for sales opportunities Completing any required paperwork for new customers
